Protect against damage to someone’s property…
Guard against your goods causing damage or injury...
With Caribbean Alliance Public & Products Liability Insurance

Public Liability insurance protects you against any claims made for bodily injury or damage to property, occurring at your premises or elsewhere in the territory. Overseas trips by non-manual workers are also covered. Claims must be brought in the local territory by Third Parties and the insurance will also cover legal costs associated with defending claims against your business.

Protection against liability at law for damages and claimant’s costs and expenses in respect of or arising out of:

   a) accidental injury to persons
   b) accidental damage to tangible property
   c) obstruction, trespass, nuisance, wrongful arrest or interference with any right of way, light, air or water

The policy provides protection against claims made in the Courts of the territory in which the policy is issued for injury or damage happening within the Geographical Limits. It’s also vital to keep your Public Liability policy up-to-date to reflect any changing circumstances in your business, including the scope of business activities, turnover and payroll. As your business expands you’re likely to find your risks grow too.

Talk with your local Caribbean Alliance representative to make sure you have the right business liability insurance in place for your company.